Insurance Strategies Consulting
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Allan W. Ryan, FSA, MAAA

Allan's 45 years of actuarial experience include employment with both insurance companies and consulting firms, as well as working as an independent consultant. Areas of concentration include the following:

Financial Reporting

  • Analysis of statutory and GAAP financial statements, including audit support
  • International Financial Reporting Standards (IFRS)

Regulatory Support

  • Review of life insurance and annuity policy form filings for state insurance departments
  • Actuarial support to Risk-focused Examinations

Peer Review

  • Review for compliance with applicable actuarial standards of conduct, practice, & qualification
  • Assisting a life insurance company/consulting firm in establishing a process to ensure compliance with such standards

Federal Income Tax

  • Life insurance company taxation
  • Taxation of life and annuity products

In a career focused on life insurance and annuities, particularly financial reporting, Allan has been an active volunteer with both the Society of Actuaries, where he has been a frequent speaker on professionalism topics, and the American Academy of Actuaries, serving on the Actuarial Standards Board Life Committee, including a task force on Principle-Based Reserves. He chaired the Committee on Professional Responsibility and served as the Academy's Vice president for Professionalism in 2007. Allan is currently a member of the Actuarial Board for Counseling and Discipline.


Independent Actuarial Consultant (including regulatory work with Merlinos & Associates)

January 2010 - present


PricewaterhouseCoopers Aarata, Tokyo, Japan

October 2007 - September 2009


PricewaterhouseCoopers Philadelphia & New York

March 2001 -October 2007 & September 2009 - December 2009

Consultant to ING, West Chester, PA

September 2000 - February 2001

Firm Director

Deloitte & Touche, New York & New Jersey

January 1989 - June 2000

Senior VP & Chief Actuary

Loyalty Life Insurance Company (a unit of Continental Insurance), New Jersey

November 1986 - December 1988

Vice President

Security Administrators, Inc. (a consulting unit of Security Mutual Life), Binghamton, NY

October 1985 - October 1986

2nd Vice President & Actuary

Massachusetts Mutual Life, Springfield MA

September 1983 - October 1985

Assistant VP and Actuary

Equitable Life Assurance Society, NY

January 1981 - September 1983

Senior Actuarial Associate

Metropolitan Life Insurance Company

June 1972 - September 1977, and April 1978 -December 1980

Consulting Actuary

Johnson & Higgins, New York

September 1977 - April 1978

Insurance Strategies Consulting